Privacy Policy

Effective Date: May 25, 2025

Your privacy is important to us at PREMIUM DIGITAL, LLC. We are committed to protecting your personal information and ensuring transparency in how we collect, use, and safeguard your data. Please review our privacy policy to understand how your information is handled when you interact with our services.

Commitment to Security

At PREMIUM DIGITAL, LLC, your data security is a top priority. We handle sensitive information with industry-standard protections to ensure your data remains safe, confidential, and protected at all times.

Privacy Practices

We do not sell your personal information or share it with unaffiliated third parties for marketing purposes. All data collected is used solely to support lead generation, analytics, and service performance related to your campaigns.

Security Measures

We employ advanced encryption standards (128-bit or higher) for data transmission and secure storage. If any unusual activity is detected, we take immediate action and inform you promptly.

Incident Response

Our security team is actively monitoring for vulnerabilities or unauthorized activity. Should an issue arise, we initiate a rapid investigation and response protocol to protect your data.

External Security Assessments

We work with independent third-party partners to routinely assess and audit our systems for any vulnerabilities. We also maintain a responsible disclosure program that rewards independent security researchers for reporting verified risks.

Questions or Concerns

If you have questions about how your information is used or secured, please reach out to us at info@pdrates.com.

Consent for Electronic Signatures, Records, and Disclosures (“E-Consent Terms”)

Introduction

To connect you with relevant services or offers, we or our participating partners may need your consent to communicate electronically. These E-Consent Terms explain your rights regarding electronic disclosures, records, and notices (“Electronic Communications”). By engaging with our services, you agree to receive such communications electronically.

Option for Paper or Non-Electronic Records

You may request a paper copy of any Electronic Communication directly from the participating provider, free of charge.

Scope of Consent

This E-Consent applies to all online interactions and transactions initiated through PREMIUM DIGITAL, LLCplatforms, whether via desktop, mobile device, or tablet. By using our services, you agree to receive communications related to your request electronically, including notices from participating providers.

Consenting to Do Business Electronically

Before proceeding, please ensure you have the appropriate hardware and software to access and retain electronic records.

Hardware and Software Requirements

To access and retain Electronic Communications, you must have:

  • An internet-connected device

  • A valid email address

  • A modern internet browser with 128-bit encryption

  • A PDF reader (e.g., Adobe® Acrobat Reader)

  • The ability to print or store electronic records

Questions about these requirements should be directed to the respective provider.

Withdrawing Consent

Your consent cannot be withdrawn for one-time requests submitted through our platform. If you apply directly with a third-party provider, you may receive additional consent requests and terms on their site.

Updates to Your Contact Information

If you submit an application to a participating provider, it is your responsibility to notify them of any updates to your email or mailing address.

Consent
BY USING OUR SERVICES OR SUBMITTING A REQUEST THROUGH OUR PLATFORM, YOU AFFIRM THAT YOU HAVE READ AND AGREE TO THESE E-CONSENT TERMS AND CAN ACCESS ELECTRONIC COMMUNICATIONS AS DESCRIBED.

Legal Business Information
PREMIUM DIGITAL, LLC
1220 Chancellor Dr
Holiday, FL 34690, USA

Terms of Use

Effective Date: May 25, 2025

Welcome to the website of PREMIUM DIGITAL, LLC (“Company,” “we,” or “us”). These Terms of Use (“Terms”) govern your access to and use of our website, services, and any content provided therein.

1. Acceptance of Terms

By accessing or using our site or services, you agree to these Terms and our Privacy Policy. If you do not agree, do not use our services.

2. Use of Services

Our services are intended solely for business entities seeking lead generation, digital marketing, and call center sales solutions. You agree not to misuse the site or use it for unlawful purposes.

3. Intellectual Property

All content on our website—including text, graphics, logos, software, and designs—is owned or licensed by PREMIUM DIGITAL, LLC and is protected by intellectual property laws. You may not copy, distribute, or create derivative works without our written permission.

4. Disclaimer of Warranties

Our services are provided “as is” and “as available.” We do not guarantee results and disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, or non-infringement.

5. Limitation of Liability

We are not liable for any indirect, incidental, or consequential damages resulting from your use of the site or services.

6. Third-Party Links

Our site may include links to third-party websites. We do not control or endorse those sites and are not responsible for their content or practices.

7. Governing Law

These Terms are governed by the laws of the State of Florida, USA, without regard to its conflict of laws principles.

8. Contact

For questions regarding these Terms, please contact us at info@pdrates.com.

Cookie Policy

Effective Date: May 25, 2025

This Cookie Policy explains how PREMIUM DIGITAL, LLC (“we,” “us,” or “our”) uses cookies and similar technologies to recognize you when you visit our website.

1. What Are Cookies?

Cookies are small text files placed on your device to store data that can be recalled by a web server. They help us enhance user experience and optimize performance.

2. How We Use Cookies

We use cookies to:

  • Analyze website traffic and performance

  • Understand user behavior

  • Remember user preferences

  • Optimize lead generation campaigns

3. Types of Cookies We Use

  • Essential Cookies: Necessary for the website to function properly

  • Analytics Cookies: Help us understand how users interact with the website

  • Marketing Cookies: Used to deliver relevant ads and measure campaign performance

4. Managing Cookies

You can manage or disable cookies through your browser settings. However, disabling cookies may limit certain functionalities of our site.

5. Updates to This Policy

We may update this Cookie Policy from time to time. Updates will be posted here with an updated effective date.

6. Contact Us

For questions or concerns about this Cookie Policy, contact us at info@pdrates.com.

Fuel Your Insurance Sales with High-Intent Leads

In a market where timing is everything, we help agents connect with real buyers fast. From inbound calls to pre-qualified callbacks, our lead engine is built to deliver results across health, life, and auto insurance. Let’s talk about getting leads that actually convert.

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Frequently Asked Questions

Have Questions About Our AI-driven Lead Generation Services? We Have Answers!

Are the leads exclusive?

Yes. Every lead you receive is 100% exclusive to you. No reselling, no shared data – just your team and the consumer.

How are the leads generated?

We run performance-optimized digital campaigns targeting real people actively searching for health, life, or auto insurance. Leads are filtered and pre-qualified before delivery.

What types of leads can I choose from?

We offer inbound calls, live transfers, and callback leads. You choose the vertical: health, life/final expense, or auto – and we tailor the flow to your needs.

What’s the average conversion rate?

Clients typically see 25–35% conversion rates, depending on the vertical, state, and response time.

Can I target specific states or demographics?

Absolutely. You set the filter! State, age, income range, coverage type – and we deliver leads that match.

How quickly are leads delivered?

In most cases, leads are delivered in real time or within minutes of qualification. You’ll never waste time chasing stale data.

Is there a minimum commitment?

We offer flexible plans based on volume. Whether you’re a solo agent or a national team, we can scale up or down to match your sales goals.

What if a lead is invalid or unreachable?

We stand behind our quality. If a lead doesn’t meet agreed-upon criteria, you can request a credit within 72 hours.

Fuel Your Insurance Pipeline with AI-Tuned Campaigns That Convert.

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